Your Financial Family
At Lundervold Financial, we believe everyone should be able to retire with confidence. But, planning for your financial future can be a daunting task.
Good financial decisions don't have to be overwhelming. We provide simple, proven techniques that can help you make the most of your money and achieve more of your financial goals. It’s our financial family looking out for your family.
We provide strategies through financial products and services tailored to address those important questions:
- Will I be able to retire early?
- How much money will I need in order to retire?
- How can I get the most out of my 401(k)?
- Should I have a traditional IRA or a Roth IRA?
- How can I position my investments for higher potential returns while reducing risk?
- How can I "inflation-proof" my investment income?
- Do I need disability income insurance? Long-term care insurance?
- How can I ensure that my children receive as much as possible from my estate?
- What do I need to know about wills, trusts, and probate?
Our passion resides in helping individuals and families achieve their ideal retirements. We do this through our signature five-step Blueprint for Financial Clarity™ which provides a foundation for a long-term financial strategy customized to you. Whether your concern is paying too much in taxes or not having enough money to last throughout your retirement, we can help you.
We invite you to review our educational materials, articles, newsletters, calculators, and other tools -- all designed to keep you up-to-date on financial issues, strategies, and trends. This educational material is updated frequently, as is our calendar of events, which lists upcoming educational workshops that you may want to attend.
If you have any questions or want to schedule a complimentary meeting to discuss your specific questions, you can e-mail our office at info@lundervoldfinancial.com or call 651.209.1906.
Plan. Enjoy Life. Retire Confident!
Holistic Financial Planning
Holistic financial planning is not a one-size-fits-all approach. Think of it as an evolving process, customized to you, to achieve your financial goals.
At Lundervold Financial, we listen to you and your needs to understand your priorities. We work with you to determine what you value, your thoughts on risk and your experience with managing your money. We combine these factors and educate you on solutions so you’re in control.
Financial Planning allows you to:
- Set and Track your individualized goals
- Live the lifestyle you want
- Prepare for the unexpected
- Create confidence for your retirement
Social Security
People today are living longer. Many choose to retire early. One-third do not have enough saved for retirement. And the Social Security retirement benefit only covers about 40% of expenses in retirement, according to MotleyFool. In our experience, we have met people who are ill-prepared for retirement. Many opt for early retirement only to then discover that their Social Security check does not cover the cost of living. That is when they seek part-time employment to make up the difference.
Learn MoreAdvanced Health & Long-term Care
Long-term care planning is a must for anyone retiring. Knowing how much is needed for long-term care, however, can be tricky.
Did you know?
- 70% of people over 65 need some type of long-term care (LTC).
- Women need LTC longer (3.7 years) than men (2.2 years).
- 20% of 65 year olds are expected to need long-term care for longer than five years1
1Source: Administration on Aging
What We Do
Financial Planning
- Investment Advisory
- Rollovers and Transfers
- Individual Retirement Accounts (IRAs) and Roth (IRAs)
- Major Life Events (Marriage, Kids, Divorce, College, Retirement,…)
- Annuities and Lifetime Income Strategies
- Social Security Planning
Asset & Risk Management
- Comprehensive Money Management
- Investment Choice
- Portfolio Construction to align with Risk Tolerance
- Optimize Costs and Tax Savings
- Market Volatility Management
Health Care Preparation
- Medicare Parts A, B and D
- Long-term Care Options
- Insurance and Asset Protection
Attorney & Accountant Coordination1
- Tax Optimization
- Estate Preservation and Distribution Planning
- Trust Management
- Estate Planning
- Wealth Transfers
- Charitable Giving
1Lundervold Financial does not provide tax or estate planning, but we become a part of our clients’ estate planning team. If you are looking for an estate planner or tax professional, we can refer you one of our partners who provide the following services: trusts, probate, charitable giving, estate planning, and tax planning.
Meet the Lundervold Financial Team
We want to be the premier financial advisory office in Minnesota. We partner with our clients to bring value to their lives by listening to their needs and concerns and addressing them with thorough strategies. We bring value to our clients by partnering — never dictating — and listening. Our strategies are based on your goals and comfort levels, and they’re designed to help you reduce risk, potentially decrease taxes and leave a legacy for your beneficiaries, whether it be charity, church or children.
Lundervold Financial Events and Community Involvement
As part of our commitment to the community, Lundervold Financial sponsors educational seminars and other events on a regular basis. The following is a calendar of our events for the upcoming month:
PREMIER EVENTS
Open to All
We have a great line-up of informational and fun events held at our office. Events are 1-2 hours in length (depending on the event and the nature of the topic). These events are free and open to all.
EVENING EDucation
These quarterly seminars will be presented in our building. They are one hour in length and will cover a variety of financial and retirement related topics like: Estate Planning, Market Outlook, Social Security, Medicare and Taxes. Seminars will be hosted and presented by staff of Lundervold Financial and may include outside partner speakers. These value-add events are free and open to all.
Click the button below and choose a date to register for the next event:
Current EventsAfter Hours:
After-hours events are strictly about fun, learning, creating and community. After hours events are sales-free zones for our clients and their friends and families.
Refreshments are served and attendance is free and open to all.
Click the button below and choose a date to register for the next event:
After HoursRetirement Education Courses
Open to All
Retirement Education Courses, Offered through Prepare Institute, a Nonprofit Educational Institution
Classroom style educational courses designed for individuals who are retired or planning to retire in 10 years, looking for proper and accurate retirement education and knowledge that is not offered and taught in most schools and universities and is not available through most outlets. If you are an investor, looking for the most up-to-date and accurate information on taxes, healthcare, income and estate planning as well as unbiased information about how investments and the markets really work, and not the standardized information shared by large brokerage houses, banks and Wall Street firms, this is the class for you. Classes are two sessions and two hours in length. Fee for materials.
Click the button below and choose a date to register for the next event:
Current EventsJust for Clients
When you become part of the Lundervold Financial family, you’ll be invited to our annual events.
Client Appreciation Events
Our annual client appreciation events are all about thanking our valued clients for their business. These events are by invitation only.
Click the button below and choose a date to register for the next event:
Client AppreciationLundervold Financial in the Community
We give back to our community through fundraisers, supply drives and special events catered to raise money for charities and organizations we care about.
Any media logos and/or trademarks contained herein are the property of their respective owners and no endorsement by those owners of Lundervold Financial is stated or implied.
Client Resources
CALCULATORS
A host of financial tools to assist you.
ARTICLES
Educate yourself on a variety of financial topics.
FLIPBOOKS
These magazine-style flipbooks provide helpful information on a variety of financial topics and illustrate key financial concepts.
VIDEOS
These engaging, short animations focus on a variety of financial topics and illustrate key financial concepts.
GLOSSARY
Financial terms from A to Z.
NEWSLETTERS
Timely newsletters to help you stay current.
Our Office
8665 Hudson Blvd. N. Suite 110
Lake Elmo, MN 55042
Email: info@lundervoldfinancial.com
Hours of Operation:
Monday-Thursday: 9:00AM - 5:00PM
Friday: 9:00AM - NOON